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Business Insurance

Business Insurance

Champ Insurance offers a broad selection of coverages that are effectively tailored for each individual industry or profession.  When running a business, protecting your interests and that of your clients is crucial to your long-term success.  Since insurance is necessary, it is also crucial to connect with an experienced agent that will take personal interest in making sure that you are sufficiently covered in all aspects of your line of work.  At Champ Insurance, we offer you our expertise and our commitment to your best interests by providing comprehensive coverage plans to counter unforeseen events that could take place.


Types of coverages we carry

  • Buildings
  • Workers' Compensation
  • Business Continuation
  • Loss of earnings or rents
  • Contents
  • Valuable papers
  • Crime
  • Glass
  • Equipment Breakdown
  • Signs
  • Computers
  • Medical payments
  • Business Liability
  • Business auto
  • Personal Injury
  • Umbrella liability
  • Accounts Receivable
  • Employer-sponsored pensions


Types of Liability Coverage Insurance

  • Artisan Contractor - There are two different categories for this kind of coverage, "Construction" and "Service". Construction: Plumbers, Electricians, Heating and Air Conditioning and Painters. Service: Landscape Gardeners, Janitorial Services and Carpet Cleaners.
  • Automotive Trades - This type of coverage includes: Body Shops, Muffler Shops, Repair Shops, Transmission Shops, Auto Dealerships, Quick Lube Oil Change Outlets.
  • Business Auto - Commercial vehicle policies are different from standard auto policies in that they require different amounts of coverage and they can be included in a business package. Call Champ Insurance for more elaborate information on how you can save by adding work specific vehicles to your business insurance plan.
  • Commercial Real Estate - Champ Insurance is one of the leading insurance carriers to provide this form of coverage which is designed for landlords or owners of commercial buildings. Some specific commercial properties include apartments; condominiums; leased buildings for offices, retail shops, service buildings, and light manufacturing or industrial.

  • Habitational - Comprehensive insurance designed for apartment or condominium owners. This coverage includes (but is not limited to) liability and loss of rental income. Call Champ Insurance for more details.
  • Manufacturing - This form of comprehensive coverage is specific to all the needs of a material or chemical manufacturing companies. This includes food distributors or processors: i.e. candy, dairy, vegetables, etc., along with plastic and rubber manufacturers, office equipment manufacturers, metal working or metal products fabricators, and also audio/video and communications equipment and fabricators.
  • Restaurant - Champ Insurance offers various different coverage plans that meet the coverage requirements for restaurant owners. The different types of plans are designed to cover: buffets, cafes, cafeterias, carry-out restaurants, coffee shops, fine dining restaurants, luncheonettes, delis, diners, drive-ins, fast food, food bars, family-style restaurants, and sandwich shops.
  • Retail Service - This insurance plan is specifically designed to cover these different types of businesses: printers & copiers, food stores, retail stores, repair shops (other than auto), hardware & home improvement, offices and dry cleaners.

  • Wholesale/Distribution - Champ Insurance specializes in various different coverage packages for several different kinds distributors. These packages are sensitive to the needs of: beverage distributors, motor vehicle suppliers or wholesalers for new parts, office equipment dealers, stationary supply dealers, hardware wholesalers, food and food products distributors, and also building service equipment which includes plumbing supplies, heating and air-conditioning supplies, as well as electrical equipment and supplies.


Insurance Packages for Small Businesses


Champ Insurance also covers these insurance packages that are unique to the needs of your small business.

  • Small Business Insurance: Worker's Compensation Insurance
  • Partnership Life Insurance
  • Sole Proprietorship Life Insurance
  • Stockholder Life Insurance
  • Surety Bond Program
  • Commercial Claims Service

 

For more information on getting started with an insurance plan made for your individual business needs, contact Champ Insurance today for a Free Quote.



 

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